A credit card is a plastic card dispersed to users as a expenditure system. Person is the proprietor of the goods and services, based on the guarantee of the owner to buy goods and pay for these services. [1] The card issuer is an account of turning round and provides a line of credit to the customer (or user) from which the user can have a loan of money to pay a mercantile or a cash press forward to the user.

クレジットカード現金化 is different from a card: a credit card to pay the full balance each month. By contrast, credit cards can provide consumers with a balance of the claim, without prejudice to the interest. A credit card is different from a debit card that can be used as currency by the card owner. The majority credit cards are issued by banks or credit institutions, and the shape and size specified in ISO / IEC 7810 ID-1. Is described as 85.60 × 53.98 mm (3.370 x 2.125 inches) (33 / 8 x 21 / 8 inches) in size.

The modern クレジットカード現金化 was the descendant of a variety of loans to traders. It was first used in 1920, the United States, especially to put up for sale fuel to a rising figure of car owners. In 1938, several companies have begun to believe the other cards. Western Union began issuing credit cards to loyal customers in 1921. Some credit cards have been written on paper, cardboard, but were easily bogus.

The fragmentation of the banking system of the United States under Glass-Steagall Act which means that クレジットカード現金化 became an effective way for traveling across the country to move their credit to places where they could be used directly banking services. In 1966 Barclaycard in the UK launched the first credit card outside the U.S.